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Banks Gave Me FREE $500 - $1000+ to Start My Business.

September 29, 20253 min read

How I got $500-$1000+ for Free in bank bonuses into seed money for my first side hustle…

Disclaimer:This is based on my own experience when I first started out. Bank offers and requirements can vary, so please do your own research and due diligence before making any decisions. This isn’t financial advice, just me sharing what worked for me.

When I started out as a beginner entrepreneur, I had little to no capital due to past failures.

I learned about business checking bonus stacking from my millionaire mentor to build up seed money for my first Amazon brand, which I later sold.

My millionaire mentor told me, “Banks will pay you to be their customer.

Stack those rewards and use them to build your dreams and momentum, especially if you live in America.”

So here’s what I did:

I opened a business checking account with Chase that offered a $500 sign-up bonus.

amazon funding OPM


The catch?

You usually need to deposit a certain amount (like $1,000–$5,000- $10,000, depending on each bank) and keep it there for 30–60 days.

( I also have another trick to come up with this amount through OPM. Dm me on IG with "part 2" if you want to learn it.

Once the bonus cleared, I withdrew my deposit, moved it to the next bank, and did it again toward a 1-2 thousand.

amazon funding OPM


By stacking these offers, I created a revolving pool of “free money” that became my first capital.

That cash paid for my software, ads, and early tools, without dipping into my personal savings.

Why do banks do this, you may ask?

It was once my question as well, haha, so here is what my mentor told me.

"Banks want your deposits to fund loans, and they know once you’re in, you’ll probably use more of their services, but you can always stop or cancel anytime with no commitment".

For us as new entrepreneurs, this isn’t just free cash; it’s aha.ckto fund your first steps.

Small wins like this compound, and sometimes, that’s the edge you need to start.

It helps you to learn how to revolve your capital around, and timing, as well as money and time management, because if you don't start managing a small amount, how can you manage hundreds to millions later down the line?

Start small, and take 1% actions toward your freedom, my friend :)

Would you use this strategy to stack your own seed money?

P/s: I will put the access to these offers in this free OPM Tutorials <<<comment section, where you can learn more about leveraging OPM and collect Free money to start your business, okay! We got this together!!

Note: Our SEPT2025 AMZ mentorship has sold out. If you have applied yet and didn't get selected, you can reapply once the OCT2025 Mentorship Waitlist opens. This month, we will only take 5 qualified Action takers to mentor exclusively 1:1 to help them become their own boss and build their passive income machine with Amazon FBA on autopilot!

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Justin Cao

7 figures brand builder

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